Financing Synchrony Financial

We offer four financing plans through Synchrony for the replacement of your equipment.

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Synchrony Financial

We offer four financing plans through Synchrony for the replacement of your equipment.

PROCESS

  • You complete the credit application by clicking on the link below.  Completing the application does not obligate you to finance nor does it tie you to a specific plan.
  • After the installation you will choose a plan and sign the Synchrony contract. 
  • We will send it off to Synchrony and the transaction will be complete!  
  • You will receive information from Synchrony about how to make payments. 
If you have questions call Synchrony customer service at 1-866-396-8254 or our office.

Synchrony charges a one-time $29 activation fee at the time a first purchase posts to a new account.

Apply with Synchrony


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PLANS

18 months - no interest 

No monthly interest charges will be assessed if the promotional purchase is paid in full within 18 months.  If the total is not paid by the end of the term a 26.99% interest rate will be applied to the original principal amount.  There is no penalty for paying off early.

A.  2.5% minimum monthly payment with no interest}Example - A $5,000 purchase will have a minimum (2.5%) monthly payment of $125 for 18 months. 

No monthly interest charges will be assessed if the promotional purchase is paid in full within 18 Months.  If the promotional purchase is not paid in full within 18 Months, monthly interest will be imposed from the date of the purchase at the 26.99% APR.  Fixed monthly payments are required equal to 2.5% of the highest balance applicable (i.e. the starting balance) to this promo purchase until paid in full.  The minimum monthly payment will not pay the principle off in 18 months.

Regular account terms apply to non-promotional purchases and after the promotion ends, to promotional purchases, except that the fixed monthly payment will continue to be required until the promotional purchase is paid in full.

Until paid in full - with interest

Each plan has a set minimum monthly payment at a fixed APR; the higher the APR the lower the minimum monthly payment.  These plans go on indefinitely until paid in full.  Early payments are not penalized.

B.  9.99% with a 1.25% minimum monthly payment} Example - A $5,000 purchase would require a $75 minimum monthly payment until paid in full. 

Monthly interest will be assessed on your promotional purchase from the purchase date at 9.99% APR and fixed monthly payments are required equal to 1.25% of the initial promo purchase amount until paid in full.  This fixed monthly payment may be higher than the minimum payment that would be required of a non-promotional purchase.  Regular account terms apply to non-promotional purchases.

C.  7.99% with a 2.5% minimum monthly payment} Example - A $5,000 purchase would require a $125 minimum monthly payment until paid in full. 

Monthly interest will be assessed on your promotional purchase from the purchase date at 7.99% APR and fixed monthly payments are required equal to 2.5% of the initial promo purchase amount until paid in full.  This fixed monthly payment may be higher than the minimum payment that would be required of a non-promotional purchase.  Regular account terms apply to non-promotional purchases.

D.  5.99% with a 3% minimum monthly payment} Example - A $5,000 purchase would require a $150 minimum monthly payment until paid in full. 

Monthly interest will be assessed on your promotional purchase from the purchase date at 5.99% APR and fixed monthly payments are required equal to 3% of the initial promo purchase amount until paid in full.  This fixed monthly payment may be higher than the minimum payment that would be required of a non-promotional purchase.  Regular account terms apply to non-promotional purchases.

 

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License # CU400294 - Liability & Worker's Comp. Insured
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© 2016 Spencer Heating and Air Conditioning. Family Owned Since 1982 | 4708 S Old Peachtree Rd Bldg 200A, Norcross, GA 30071
Serving the Northeast Metro Atlanta area | All Rights Reserved | Designed by SIDNEY MCSWAIN
MasterCard - Visa - Discover | License # CU400294 - Liability & Worker's Comp. Insured Member BBB, CAAG, MAACA, ACCA, RSES